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Monthly Income Scheme (MIS) is backed up of small savings scheme that allows the investors to set aside (save) a specific amount every month. Subsequently, interest is added to this investment at the applicable rate and paid out to the depositors on a monthly basis.

  •  Attractive & Assured Returns.
  •  Impeccable services.
  •  A wide range of deposits products to choose.
  •  Prompt Doorstep Assistance through our well experienced staff.
  •  Quick Loan against Deposit receipt.
Amount Minimum Years Monthly Interest Total Interest Till Maturity Principal Deposit Return ( after 3 years)
5,000 3 62 2,233 5,000
10,000 3 124 4,465 10,000
50,000 3 620 22,333 50,000
1,00,000 3 1,240 44,666 1,00,000
1,50,000 3 1,861 67,000 1,50,000
2,00,000 3 2,481 89,333 2,00,000
3,00,000 3 3,722 1,33,999 3,00,000
4,00,000 3 4,963 1,78,665 4,00,000
5,00,000 3 6,204 2,23,332 5,00,000

Duly filled Account Opening Form with

  • Minimum MIS would be of Rs. 10000/- and further in multiple of Rs.10000/-
  • No TDS Deducted on interest paid by RNB India Nidhi Ltd. on Deposits.
  • Special MIS is applicable only for Senior citizens, women, and Govt. employ and for pensioners.
  • Loan available against Deposit up to 75% of deposited amount after one month from the date of deposit.
  • Rate of interest on loan against Deposit would be 5% higher than applicable rate of interest to your Deposit.

Payment before maturity not allowed for 90 days deposit scheme and Payment before Maturity allowed to other MIS plans, in this case the Calculation of interest on pre-mature payment will be applicable as per savings a/c’s rate of interest and already paid interest amount will be deducted from the principal amount.


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