Call: +91 9220975046 APPLY FOR NEW ACCOUNT

Let the gold add glitter to your life. Unlock the value of your gold while you continue to own it.
RNB India Nidhi Ltd designed to provide liquidity against gold and gold Jewelers without having to sell them. Let your gold help you bring the golden period in life.

  • Availed for any amount between Rs.1,000 to a maximum of Rs.10 Lakhs.
  • Hassle-free quick processing of loans
  • Minimum documentation and quick disbursal
  • Simplified Paperwork.
  • Easy Payment options.
  • ATL – Anytime Liquidity
  • No EMI, Service only Interest and enjoy the Loan facility
  • Must be a Member of RNB India Nidhi Ltd
  • The rate of interest will be @ 14% to 18% per month.
  • Avail loan amount ranging from Rs. 1000 to 10 Lakhs
  • The valuation of the gold ornaments will be done by RNB India Nidhi Ltd. through authorized value, and the cost of valuation will be borne by borrower.
  • Two colored photographs of gold ornaments are required.
  • Two colored photographs of borrower and his/her ID proof are required.
  • The loan interest will be paid on monthly basis.
  • In case of non-payment of interest for 12 months, the Gold ornaments will be sold by RNB India Nidhi Ltd.
  • The expenditure on sale of Gold ornaments plus due loan amount and 5% penalty rest on due amount interest will be deducted and balance amount will be deposited in to loan account.
  • The borrower has to provide an affidavit declaring the ownership of the ornaments.
  • In case the borrower does not pay the interest a penalty of 5% has to be paid along with next interest installment.

Duly filled Account Opening Form with

  1. Duly filled form with :
    1. i. Income Proof of Applicant(s)
      ii. Residential Proof of Applicant(s)
      iii. Property Documents
      iv. PAN Card of Applicant(s)
      v. KYC of Applicant(s)
  2. Prime Security : Dwelling Unit/s under construction/ready possession to be purchased.
  3. Two Acceptable Guarantors and Security holders to be also taken as guarantors.
  4. Other Charges : One Upfront EMI, Franking Charges, CERSAI, Filing Mortgage, Insurance of property,Legal charges etc.(Valuation, Sanction Confirmation if applicable)


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