Call: +91 9220975046 APPLY FOR NEW ACCOUNT

Member can avail loan against the deposit with the company. Based on the need of a customer, the loan will be processed with a short span of time and disbursed. The loan rate of interest will be as per the Nidhi company guidelines.

  1. Loan Limit : is maximum Upto Rs. 70.00 Lacs.
  2. Repayment :i. Maximum 240 months inclusive of moratorium period of maximum 18 months or till the retirement age if Salaried whichever is earlier.
    ii. In case of Takeover loan Maximum repayment tenure till residual tenure of earlier sanction or actual whichever is less.
  3. No Pre-payment Penalty.
  4. Rate of Interest : is Applicable from time to time.
  5. Service Charges : are Applicable from time to time.
  6. Margin : is Applicable from time to time.

Get Loan Against Deposits:

    1. Must be a Member of RNB India Nidhi Ltd
    2. For Salaried Persons :
      1. i. Employees of reputed and financially sound organization.
        ii. Minimum Gross take home salary of INR.15,000/- per month and Confirmed service for at least one year.
    3. For businessmen & Professionals :
      1. Business should have establishment of minimum of three years.
    4. Co-Applicant :
      1. Spouse /parents of the applicant can be taken if required.

Duly filled Account Opening Form with

  1. Duly filled form with :
    1. i. Income Proof of Applicant
      ii. Residential Proof of Applicant
      iii. Property Documents
      iv. KYC of Applicant


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