Call: +91 9220975046 APPLY FOR NEW ACCOUNT

Micro-credit by itself is helpful for the more enterprising poor members in economically dynamic areas. Less enterprising poor households need to start with savings before they can benefit from micro-credit, because they need to cope with risk. To offer these services in a cost-effective manner, it is not possible to work with poor households individually and they need to be organized into groups, informal associations and sometimes cooperatives or producer companies. The formation of such groups and making them function effectively, requires society development services.

  • RNB India Nidhi LtdMicro Loan (Income Generation) -Loans range from Rs. 5,000 to Rs. 10,000 for the first loan; subsequent loan amounts determined by past credit history and increased each in set increments up to a maximum limit as decided by the Company.
  • Term of the loan is 50 weeks with principal and interest payments due on a monthly basis
  • There are times when we need certain information from you to respond to requests and to authenticate your identity when you register for online account information access.

Get Housing Loan:

  • Must be a Member of RNB India Nidhi Ltd
  1. For Salaried Persons :
    1. i. Employees of reputed and financially sound organization.
      ii. Minimum Gross take home salary of INR.15,000/- per month.
  2. For businessmen & Professionals :
    1. Business should have establishment of minimum of 3 years.
  3. Co-Applicant :
    1. Co-Owners of dwelling unit must be taken as Co-applicant.
      Spouse /parents of the applicant other than Co-owners can be taken as Co-applicant.

Duly filled Account Opening Form with

  1. Duly filled form with :
    1. i. Income Proof of Applicant
      ii. Residential Proof of Applicant
      iii. Property Documents
      iv. PAN Card of Applicant
      v. KYC of Applicant


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