Call: +91 9220975046 APPLY FOR NEW ACCOUNT

mortgage is a loan in which property or real estate is used as collateral. The borrower enters into an agreement with the lender wherein the borrower receives cash upfront then makes payments over a set time span until he pays back the lender in full.

  1. Attractive Interests Rates
  2. Doorstep Service
  3. Balance Transfer Facility
  4. Nominal Prepayment Charges

Get Mortgage Loans:

  • Must be a Member of RNB India Nidhi Ltd
  1. Application form duly filled in (with photograph of the entire applicant).
  2. Residence and Age verification, which may be established from the PAN card, Election ID, Passport, Drivers license and Ration card etc.
  3. Copy of approved plan and sanction letter from local civic authority.
  4. Copy of NA permission.
  5. One/two guarantor/s form/s and salary certificates. – If guarantor is in business, copies of I.T. returns or assessment orders for the last three years are required.
  6. Bank Pass-book of statements for the last one year.
  7. Latest salary slip/statement showing all deductions in case of employed applicants.
  8. Certified copies of Balance Sheets and Profit and Loss accounts, IT acknowledgments, advance tax challans (for company / firm and personal account) for the last three years in case of self employed applicants.
  9. Memorandum/Articles of Association for companies, partnership deeds for firms and a brief profile of your company/ firm in case of self employed applicants.

Duly filled Account Opening Form with

  1. Duly filled form with :
    1. i. Income Proof of Applicant(s) & Guarantor(s)
      ii. Residential Proof of Applicant(s) & Guarantor(s)
      iii. PAN Card of Applicant(s) & Guarantor(s)
      iv. KYC of Applicant(s) & Guarantor(s)
  2. Term Loan For Machinery, Equipments, Property etc.
    1. i. Prime Security : Hypothecation /Mortgage of Asset to be Purchased.
      ii. Other charges : Upfront EMI, Franking Charges,CERSAI, Filing Mortgage Intimation, Property Insurance, Legal charges
  3. Cash credit for working capital requirement.
    1. i. Prime Security : NIL for Clean Advance Or Hypothecation of Stock /Book Debts/ Machinery etc.
      ii. Other Charges : Franking charges.


PHP Code Snippets Powered By :
मराठी English